I have been a residential mortgage broker at All California Mortgage since 1992. In the last five years I have helped my clients with over 700 transactions, funding more than $350 million in mortgage loans. These were purchase and refinance loans for single family homes, condominiums, live/work lofts, second homes, and investment properties; home equity lines of credit and second mortgages; and loans for the purchase of land, for construction, and for bridge financing. Although my business is centered in San Francisco and Marin, I have clients all over California. I am also licensed in Oregon and Hawaii.
Originally from Pennsylvania, I grew up in Washington, D.C. and graduated from Vanderbilt University. I have lived in Marin County since 1986. The youngest of my three children just left for college, and I live quietly (at last!) with my wife, Diana, in San Anselmo.
I am an enthusiastic supporter of Kiva—an organization that facilitates micro-lending to small businesses in the developing world, a kind of peer-to-peer microfinance. With every closed loan I send out a Kiva gift card that provides funds for you to provide a loan to a third-world entrepreneur.
The part of my work that I most enjoy is developing a relationship with my clients, sharing my knowledge and experience, and helping them feel comfortable with the mortgage process. If I can help you, let me know.
e-mail: richard@sfmortgage.com
direct line: 415.464.8228
