shopping

• ►How to shop for a mortgage
• ►Finding a lender
• ►Comparing loan offers
• ►What your lender will need
  • ►Middle credit score
  • ►Employment status
  • ►Income
  • ►Assets
  • ►Property type
  • ►Other real estate
• ►Rate trends

choosing

• ►How to choose a loan
  • ►Fixed rate mortgages
  • ►Hybrid mortgages
  • ►Adjustable rate mortgages
  • ►Negative amortization ARMs
• ►Stated income loans
• ►Interest-only loans
• ►Prepayment penalties
• ►Locking a rate
• ►Home equity lines
• ►Appraisal

buying

• ►Buying overview
• ►Tax benefits
• ►Getting pre-approved
• ►Gift funds
• ►Down payment
  • ►What about reserves?
• ►Investment properties
  • ►What about a 1031 exchange?
• ►TIC

refinancing

• ►Refinancing overview
• ►When to refinance
• ►No-cost loans
• ►Reverse mortgages

 

 

 

who we are

• ►About
• ►Richard
• ►Colette
• ►Eddie
• ►Client testimonials
• ►Feedback

get the guide

• ►Get the guide
  • ►The Insider’s Guidebook (PDF)
• ►Table of contents

realtors

• ►Realtors
• ►Agent Testimonials
• ►Realtor Resources

resources

• ►Resources
  • ►Loan Application (PDF)
  • ►Disclosures (PDF)
• ►Calculators
• ►Glossary
• ►Apply Online
• ►Links
• ►Worksheets
  • ►Buyer’s Worksheet (PDF)
  • ►Refinancing Worksheet (PDF)

help

• ►Contact us
• ►Directions
• ►Ask a question
• ►Rates
• ►Our lenders